2018年12月英语六级听力音频,2018年12月英语六级听力时文：BusinessofInsuranceCompanies
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【#四六级考试# 导语】英语听力是英语四六级考试中的重要组成部分，对于中国的考生，日常英文听说机会少，缺少听力训练，所以在备考大学英语四六级时，需要加强听力的训练。针对这一情况，©文档大全网英语四六级频道特别整理听力相关文章《2018年12月英语六级听力常考时文：Business of Insurance Companies》，供学员参考使用。预祝大家高分通过考试。
2018年12月大学英语六级听力常考时文盘点
英语六级听力常考时文：Business of Insurance Companies
1. Which type of business does life insurance belong to insurance?
2. What is the difference between general insurance and life insurance? The former is based on…, but latter on…
3. What does a financial economist consider life insurance as?
Business of Insurance Companies
Insurance companies do two types of business. One is general insurance against various forms of risk, and the other is long-term insurance which is mainly life insurance. General insurance will agree to pay a person or a company a sum of money in the event of something happening or not happening. It’s a big business today. If the project succeeds, shareholders in your company will expect to be paid a dividend. If you ask an insurer to underwrite your project, then he will require a payment in advance, a premium. If the project succeeds, he keeps the premium, but you don’t pay him anything else. Paying a premium to an insurer or underwriter is often cheaper than paying a divident to shareholders. If your dividends are paid to shareholders, then more money can be kept as retention to finance the company’s next project. Another type of insurance business is the life insurance. It differs basically from general insurance in that it is based not on the risk but on certainty. The certainty that each of us will one day die. Life insurance is the basis of pension funds which provide for retirement and guard against other contingencies, such as ill-health, but is best seen by a financial economist as a means of collecting many small savings to put together into large investments, in short, as a form of intermediation.
Why did the two brothers grow cold and often quarrel with each other?
The division of their father’s property their bone of contention.
2018年12月大学英语六级听力常考时文盘点
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