年金终值系数表（FVIFA表） n 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 1% 1 2.01 3.03 4.06 5.101 6.152 7.214 8.286 9.369 10.462 11.567 12.683 13.809 14.947 16.097 17.258 18.43 19.615 20.811 22.019 28.243 34.785 2% 1 2.02 3.06 4.122 5.204 6.308 7.434 8.583 9.755 10.95 12.169 13.412 14.68 15.974 17.293 18.639 20.012 21.412 22.841 24.297 32.03 40.588 3% 1 2.03 3.091 4.184 5.309 6.468 7.662 8.892 10.159 11.464 12.808 14.192 15.618 17.086 18.599 20.157 21.762 23.414 25.117 26.87 36.459 47.575 4% 1 2.04 3.122 4.246 5.416 6.633 7.898 9.214 10.583 12.006 13.486 15.026 16.627 18.292 20.024 21.825 23.698 25.645 27.671 29.778 41.646 56.085 5% 1 2.05 3.153 4.31 5.526 6.802 8.142 9.549 11.027 12.578 14.207 16.917 17.713 19.599 21.579 23.657 25.84 28.132 30.539 33.066 47.727 66.439 6% 1 2.06 3.184 4.375 5.637 6.975 8.394 9.879 11.491 13.181 14.972 16.87 18.882 21.015 23.276 25.673 28.213 30.906 33.76 36.786 54.865 79.058 7% 1 2.07 3.215 4.44 5.751 7.153 8.654 10.26 11.978 13.816 15.784 17.888 20.141 22.55 25.129 27.888 30.84 33.999 37.379 40.995 63.249 94.461 8% 1 2.08 3.246 4.506 5.867 7.336 8.923 10.637 12.488 14.487 16.645 18.977 21.495 24.215 27.152 30.324 33.75 37.45 41.446 45.762 73.106 113.28 9% 1 2.09 3.278 4.573 5.985 7.523 9.2 11.028 13.021 15.913 17.56 20.141 22.953 26.019 29.361 33.003 36.974 41.301 46.018 51.16 84.701 136.31 10% 1 2.1 3.31 4.641 6.105 7.716 9.487 11.436 13.579 15.937 18.531 21.384 24.523 27.975 31.772 35.95 40.545 45.599 51.159 57.275 98.347 164.49 40 50 n 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 48.886 64.463 11% 1 2.11 3.342 4.71 6.228 7.913 9.783 11.859 14.164 16.722 19.561 22.713 26.212 30.095 34.405 39.19 44.501 50.396 56.939 64.203 114.41 199.02 60.402 84.579 13% 1 2.13 3.407 4.85 6.48 8.323 10.405 12.757 15.416 18.42 21.814 25.65 29.985 34.883 40.417 46.672 53.739 61.725 70.749 80.947 155.62 293.2 75.401 112.8 14% 1 2.14 3.44 4.921 6.61 8.536 10.73 13.233 16.085 19.337 23.045 27.271 32.089 37.581 43.842 50.98 59.118 68.394 79.969 91.025 181.87 356.79 95.026 152.67 15% 1 2.15 3.473 4.993 6.742 8.754 11.067 13.727 16.786 20.304 24.349 29.002 34.352 40.505 47.58 55.717 65.075 75.836 88.212 120.44 212.79 434.75 120.8 209.35 16% 1 2.16 3.506 5.066 6.877 8.977 11.414 14.24 17.519 21.321 25.733 30.85 36.786 43.672 51.66 60.925 71.673 84.141 98.603 115.38 249.21 530.31 154.76 290.34 17% 1 2.17 3.539 5.141 7.014 9.207 11.772 14.773 18.285 22.393 27.2 32.824 39.404 47.103 56.11 66.649 78.979 93.406 110.29 130.03 292.11 647.44 199.64 406.53 18% 1 2.18 3.572 5.215 7.154 9.442 19% 1 2.19 259.06 573.77 20% 1 2.2 3.64 5.368 7.442 9.93 12.916 16.499 20.799 25.959 32.15 39.581 48.497 54.196 72.035 87.442 105.93 128.12 154.74 186.69 471.98 1181.9 337.89 815.08 25% 1 2.25 3.813 5.766 8.207 11.259 15.073 19.842 25.802 33.253 42.566 54.208 68.76 86.949 109.69 138.11 173.64 218.05 273.56 342.95 1054.8 3227.2 442.59 1163.9 30% 1 2.3 3.99 6.187 9.043 12.756 17.583 23.858 32.015 42.619 56.405 74.327 97.625 127.91 167.29 218.47 285.01 371.52 483.97 630.17 2348.8 8730 12% 1 2.12 3.374 4.779 6.353 8.115 10.089 12.3 14.776 17.549 20.655 24.133 28.029 32.393 37.28 42.753 48.884 55.75 63.44 72.052 133.33 241.33 3.606 5.291 7.297 9.683 12.523 15.902 19.923 24.701 30.404 37.18 45.244 54.841 66.261 79.85 96.022 115.27 138.17 165.42 402.04 966.7 12.142 15.327 19.086 23.521 28.755 34.931 42.219 50.818 6.965 72.939 87.068 103.74 123.41 146.63 342.6 790.95 40 50 581.83 1668.8 767.09 24000 1013.7 3459.5 1342 4991.5 1779.1 7217.7 2360.8 10436 3134.5 4163.21 5519.8 15090 21813 31515 7343.9 45497 30089 120393 280256 165976 年金终值系数指固定的间隔时间相等的期间(如以年为单位)分期支付(存入)1元金额，经过若干年后按复利计算的累计本利之和。 年金终值系数公式如下： 年金终值系数(Future value of an annuity factor)=F/A=(F/A,i,n) 这里F/A=(F/A,i,n)代表年金终值系数，i代表利率，n代表年数。 本文来源：https://www.wddqw.com/doc/457411135627a5e9856a561252d380eb62942335.html