年金现值系数表

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年金现值系数表（PVIFA表）

n 1% 2% 3% 4% 5% 6% 8%

10% 0.909 1.735 2.486 3.169

12% 0.892

14% 0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452 5.

15% 0.869 1.625 2.283 2.854 3.352 3.784

16% 0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.

18% 0.847 1.565 2.174

20% 0.833 1.527 2.106 2.588

22% 0.819 1.491 2.042 2.493 2.863 3.166 3.415 3.619 3.786 3.923 4.035 4.

24% 0.806 1.456 1.981 2.404 2.745

25% 0.799

30% 0.769

35%

40% 0.714 1.224 1.588 1.849 2.035 2.167 2.262

45% 0.689 1.165 1.493 1.719 1.875 1.983 2.057 2.108 2.143 2.168 2.184 2.

50% 0.666 1.111 1.407 1.604 1.736 1.824 1.882 1.921 1.947 1.965 1.976 1.

1

0.99

0.98

0.97

0.961

0.952

0.943

0.925

0.74

2

1.97

1.941

1.913

1.886

1.859

1.833

1.783

1.69

1.1.

1.289 1.695 1.996 2.219 2.385 2.507 2.598 2.665 2.715 2.751 2.

44 36

3

2.94

2.883

2.828

2.775

2.723

2.673

2.577

2.401 3.037 3.604 4.111 4.563 4.967 5.328

1.952 2.361 2.689 2.951 3.161 3.328 3.463

1.816 2.166 2.435 2.642 2.802 2.924 3.019 3.091 3.147 3.

4

3.901

3.807

3.717

3.629

3.545

3.465

3.312

2.69

5

4.853

4.713

4.579

4.451

4.329

4.212

3.992

3.79

3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.

2.99

6

5.795

5.601

5.417

5.242

5.075

4.917

4.622

4.355 4.868 5.334 5.759 6.144 6.495 6.

3.325 3.604 3.837

3.02

7

6.728

6.471

6.23

6.002

5.786

5.582

5.206

4.16

3.242 3.421 3.565 3.681 3.775 3.

8

7.651

7.325

7.019

6.732

6.463

6.209

5.746

4.487 4.771 5.018 5.233 5.

2.33

9

8.566

8.162

7.786

7.435

7.107

6.801

6.246

4.03

2.378 2.413 2.438 2.

19.48.982

8.53

8.11

7.721

7.36

6.71

5.65

4.192 4.327 4.

3.57

0 71

11

10.367 11.

9.786

9.252

8.76

8.306

7.886

7.138

5.937 6.

3.656 3.

110.9.99.38.88.37.5

2 25

5 12.133 13.003 13.865 14.717 15.562 16.398 17.226 18.045 18.856

575 11.348 12.106 12.849 13.577 14.291 14.992 15.678 16.351 17.011 17.658 18.292 18.91

54 85 63 83 36 813

194 6.423 6.628

66 42 19

7

5.842 6.002 6.142 6.265 6.372 6.467

5.583 5.724 5.847 5.954 6.047 6.127 6.198 6.259 6.312 6.358 6.398 6.43

5.342 5.467 5.575 5.668 5.748 5.817 5.877 5.928 5.973 6.011 6.044 6.07

793 4.909 5.008 5.091 5.162 5.222 5.273 5.316 5.352 5.383 5.409 5.432 5.

439 4.532

127 4.202 4.264 4.315 4.356

851 3.912 3.961 4.001 4.033 4.059 4.079 4.096

725

19 77

9 3.223 3.248 3.268 3.283 3.294 3.303

2.799 2.814 2.825 2.833 2.839 2.844 2.847

455 2.468 2.477 2.483 2.488 2.491 2.494 2.495 2.497 2.497 2.498 2.498 2.49

196 2.204 2.209 2.213 2.216 2.218 2.219

984 1.989 1.993 1.995 1.996 1.997 1.998 1.999 1.999 1.999 1.999 1.999 1.99

13

10.634 11.296 11.937 12.561 13.166 13.753 14.323 14.877 15.415 15.936 16.443 16.93

9.985

9.393

8.852

7.903

7.103 7.366 7.606 7.823 8.021 8.201 8.364 8.513 8.648 8.771 8.883 8.98

3.78

14

10.563 11.118 11.652 12.165 12.659 13.133

9.898

9.294

8.244

4.61

3.824 3.859 3.887 3.909 3.927 3.942 3.953 3.963

15

10.379 10.837 11.274 11.689 12.085 12.462 12.821 13.163 13.488 13.79

9.712

8.559

6.81

4.675 4.729 4.774 4.812 4.843 4.869 4.891 4.909 4.924 4.

16

10.105 10.477 10.827 11.158 11.469 11.764 12.041 12.303 12.55

8.851

6.973 7.119 7.249 7.365 7.469 7.562 7.644 7.718 7.78

17

9.121

4.39

18

9.371

4.418 4.441

19

9.603

6.55

3.31

2.22

20

13.59

9.818

6.623 6.686 6.742 6.792 6.83

4.4.

3.315 3.319 3.322 3.325 3.32

2.85

2.22

46 11

21

14.029 14.451 14.856 15.24

10.016

4.475 4.488 4.498 4.50

4.121 4.129 4.137 4.14

2.851 2.853 2.854 2.85

2.221 2.221 2.221 2.22

219.10.2

3.97

2 66

23

20.455 21.

10.371 10.52

3.976 3.98

2

4 2445 93

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