。 年金现值系数表（PVIFA表） n 1% 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 0.99 1.97 2.94 3.901 4.853 5.795 6.728 7.651 8.566 9.471 10.367 11.255 12.133 13.003 13.865 14.717 15.562 16.398 2% 0.98 1.941 2.883 3.807 4.713 5.601 6.471 7.325 8.162 8.982 9.786 10.575 11.348 12.106 12.849 13.577 14.291 14.992 3% 0.97 1.913 2.828 3.717 4.579 5.417 6.23 7.019 7.786 8.53 9.252 9.954 10.634 11.296 11.937 12.561 13.166 13.753 4% 0.961 1.886 2.775 3.629 4.451 5.242 6.002 6.732 7.435 8.11 8.76 9.385 9.985 10.563 11.118 11.652 12.165 12.659 5% 0.952 1.859 2.723 3.545 4.329 5.075 5.786 6.463 7.107 7.721 8.306 8.863 9.393 9.898 10.379 10.837 11.274 11.689 6% 0.943 1.833 2.673 3.465 4.212 4.917 5.582 6.209 6.801 7.36 7.886 8.383 8.852 9.294 9.712 10.105 10.477 10.827 8% 0.925 1.783 2.577 3.312 3.992 4.622 5.206 5.746 6.246 6.71 7.138 7.536 7.903 8.244 8.559 8.851 9.121 9.371 10% 0.909 1.735 2.486 3.169 3.79 4.355 4.868 5.334 5.759 6.144 6.495 6.813 7.103 7.366 7.606 7.823 8.021 8.201 12% 0.892 1.69 2.401 3.037 3.604 4.111 4.563 4.967 5.328 5.65 5.937 6.194 6.423 6.628 6.81 6.973 7.119 7.249 14% 0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452 5.66 5.842 6.002 6.142 6.265 6.372 6.467 15% 0.869 1.625 2.283 2.854 3.352 3.784 4.16 4.487 4.771 5.018 5.233 5.42 5.583 5.724 5.847 5.954 6.047 6.127 16% 0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.197 5.342 5.467 5.575 5.668 5.748 5.817 18% 0.847 1.565 2.174 2.69 3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.793 4.909 5.008 5.091 5.162 5.222 5.273 20% 0.833 1.527 2.106 2.588 2.99 3.325 3.604 3.837 4.03 4.192 4.327 4.439 4.532 4.61 4.675 4.729 4.774 4.812 22% 0.819 1.491 2.042 2.493 2.863 3.166 3.415 3.619 3.786 3.923 4.035 4.127 4.202 4.264 4.315 4.356 4.39 4.418 24% 0.806 1.456 1.981 2.404 2.745 3.02 3.242 3.421 3.565 3.681 3.775 3.851 3.912 3.961 4.001 4.033 4.059 4.079 25% 0.799 1.44 1.952 2.361 2.689 2.951 3.161 3.328 3.463 3.57 3.656 3.725 3.78 3.824 3.859 3.887 3.909 3.927 30% 0.769 1.36 1.816 2.166 2.435 2.642 2.802 2.924 3.019 3.091 3.147 3.19 3.223 3.248 3.268 3.283 3.294 3.303 35% 0.74 1.289 1.695 1.996 2.219 2.385 2.507 2.598 2.665 2.715 2.751 2.779 2.799 2.814 2.825 2.833 2.839 2.844 40% 0.714 1.224 1.588 1.849 2.035 2.167 2.262 2.33 2.378 2.413 2.438 2.455 2.468 2.477 2.483 2.488 2.491 2.494 45% 0.689 1.165 1.493 1.719 1.875 1.983 2.057 2.108 2.143 2.168 2.184 2.196 2.204 2.209 2.213 2.216 2.218 2.219 50% 0.666 1.111 1.407 1.604 1.736 1.824 1.882 1.921 1.947 1.965 1.976 1.984 1.989 1.993 1.995 1.996 1.997 1.998 。 1 。 19 20 17.226 18.045 15.678 16.351 14.323 14.877 13.133 13.59 12.085 12.462 11.158 11.469 9.603 9.818 8.364 8.513 7.365 7.469 6.55 6.623 6.198 6.259 5.877 5.928 5.316 5.352 4.843 4.869 4.441 4.46 4.096 4.11 3.942 3.953 3.31 3.315 2.847 2.85 2.495 2.497 2.22 2.22 1.999 1.999 n 1% 21 22 23 24 25 26 27 28 29 30 40 50 18.856 19.66 20.455 21.243 22.023 22.795 23.559 24.316 25.065 25.807 32.834 39.196 2% 17.011 17.658 18.292 18.913 19.523 20.121 20.706 21.281 21.844 22.396 27.355 31.423 3% 15.415 15.936 16.443 16.935 17.413 17.876 18.327 18.764 19.188 19.6 23.114 25.729 4% 14.029 14.451 14.856 15.246 15.622 15.982 16.329 16.663 16.983 17.292 19.792 21.482 5% 12.821 13.163 13.488 13.798 14.093 14.375 14.643 14.898 15.141 15.372 17.159 18.255 6% 11.764 12.041 12.303 12.55 12.783 13.003 13.21 13.406 13.59 13.764 15.046 15.761 8% 10.016 10.2 10.371 10.528 10.674 10.809 10.935 11.051 11.158 11.257 11.924 12.233 10% 8.648 8.771 8.883 8.984 9.077 9.16 9.237 9.306 9.369 9.426 9.779 9.914 12% 7.562 7.644 7.718 7.784 7.843 7.895 7.942 7.984 8.021 8.055 8.243 8.304 14% 6.686 6.742 6.792 6.835 6.872 6.906 6.935 6.96 6.983 7.002 7.105 7.132 15% 6.312 6.358 6.398 6.433 6.464 6.49 6.513 6.533 6.55 6.565 6.641 6.66 16% 5.973 6.011 6.044 6.072 6.097 6.118 6.136 6.152 6.165 6.177 6.233 6.246 18% 5.383 5.409 5.432 5.45 5.466 5.48 5.491 5.501 5.509 5.516 5.548 5.554 20% 4.891 4.909 4.924 4.937 4.947 4.956 4.963 4.969 4.974 4.978 4.996 4.999 22% 4.475 4.488 4.498 4.507 4.513 4.519 4.524 4.528 4.531 4.533 4.543 4.545 24% 4.121 4.129 4.137 4.142 4.147 4.151 4.154 4.156 4.158 4.16 4.165 4.166 25% 3.963 3.97 3.976 3.981 3.984 3.987 3.99 3.992 3.993 3.995 3.999 3.999 30% 3.319 3.322 3.325 3.327 3.328 3.329 3.33 3.331 3.331 3.332 3.333 3.333 35% 2.851 2.853 2.854 2.855 2.855 2.855 2.856 2.856 2.856 2.856 2.857 2.857 40% 2.497 2.498 2.498 2.499 2.499 2.499 2.499 2.499 2.499 2.499 2.499 2.499 45% 2.221 2.221 2.221 2.221 2.222 2.222 2.222 2.222 2.222 2.222 2.222 2.222 50% 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 1.999 。 2 本文来源：https://www.wddqw.com/doc/ab74fe8158eef8c75fbfc77da26925c52cc591e4.html