年金现值系数表(PVIFA表)

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年金现值系数表（PVIFA表）

n 1% 2% 3% 4% 5% 6% 8%

10%

0.909 1.735 2.486 3.169

12%

0.892

14%

0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452

15%

0.869 1.625 2.283 2.854 3.352 3.784

16%

0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.197 5.342 5.467 5.575

18%

0.847 1.565 2.174

20%

0.833 1.527 2.106 2.588

22%

0.819 1.491 2.042 2.493 2.863 3.166 3.415 3.619 3.786 3.923 4.035 4.127 4.202 4.264 4.315

24%

0.806 1.456 1.981 2.404 2.745

25%

0.799

30%

0.769

35%

0.74

4%

1 0.99 0.98 0.97 0.961 0.952 0.943 0.925

0

4

2 1.97 1.941 1.913 1.886 1.859 1.833 1.783 1.69 1.44 1.36

1.289 1.695 1.996 2.219 2.385 2.507 2.598 2.665 2.715 2.751 2.779 2.799 2.814 2.825

1

4

3 2.94 2.883 2.828 2.775 2.723 2.673 2.577

2.401 3.037 3.604 4.111 4.563 4.967 5.328

1.952 2.361 2.689 2.951 3.161 3.328 3.463

1.816 2.166 2.435 2.642 2.802 2.924 3.019 3.091 3.147

1

8

4 3.901 3.807 3.717 3.629 3.545 3.465 3.312 2.69

1

9

5 4.853 4.713 4.579 4.451 4.329 4.212 3.992 3.79

3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.793 4.909 5.008 5.091

2.99

2

5

6 5.795 5.601 5.417 5.242 5.075 4.917 4.622

4.355 4.868 5.334 5.759 6.144 6.495 6.813 7.103 7.366 7.606

3.325 3.604 3.837

3.02

2

7

7 6.728 6.471 6.23 6.002 5.786 5.582 5.206 4.16

3.242 3.421 3.565 3.681 3.775 3.851 3.912 3.961 4.001

2

2

8 7.651 7.325 7.019 6.732 6.463 6.209 5.746

4.487 4.771 5.018 5.233

2

9 8.566 8.162 7.786 7.435 7.107 6.801 6.246 4.03

2

8

10 11 12 13 14 15

9.471 8.982 8.53 8.11 7.721 7.36 6.71 5.65

4.192 4.327 4.439 4.532

3.57

2

3

10.367 11.255 12.133 13.003 13.865

9.786 9.252 8.76 8.306 7.886 7.138

5.937 6.194 6.423 6.628

3.656 3.725

2

8

10.575 11.348 12.106 12.849

9.954 9.385 8.863 8.383 7.536 5.66 5.42 3.19

2

5

10.634 11.296 11.937

9.985 9.393 8.852 7.903

5.842 6.002 6.142

5.583 5.724 5.847

3.78

3.223 3.248 3.268

2

8

10.563 11.118

9.898 9.294 8.244 4.61

3.824 3.859

2

7

10.379

9.712 8.559 6.81

4.675

2

3

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16 17 18 19 20

14.717 15.562 16.398 17.226 18.045

13.577 14.291 14.992 15.678 16.351

12.561 13.166 13.753 14.323 14.877

11.652 12.165 12.659 13.133

10.837 11.274 11.689 12.085 12.462

10.105 10.477 10.827 11.158 11.469

8.851

7.823 8.021 8.201 8.364 8.513

6.973 7.119 7.249 7.365 7.469

6.265 6.372 6.467

5.954 6.047 6.127 6.198 6.259

5.668 5.748 5.817 5.877 5.928

5.162 5.222 5.273 5.316 5.352

4.729 4.774 4.812 4.843 4.869

4.356

4.033 4.059 4.079 4.096

3.887 3.909 3.927 3.942 3.953

3.283 3.294 3.303

2.833 2.839 2.844 2.847

2

8

9.121 4.39

2

1

9.371

4.418 4.441

2

4

9.603 6.55 3.31

2

5

13.59 9.818

6.623

4.46 4.11

3.315

2.85

2

7

n 1% 2% 3% 4% 5% 6% 8%

10%

8.648 8.771 8.883 8.984 9.077

12%

7.562 7.644 7.718 7.784 7.843 7.895 7.942 7.984 8.021 8.055 8.243 8.304

14%

6.686 6.742 6.792 6.835 6.872 6.906 6.935

15%

6.312 6.358 6.398 6.433 6.464

16%

5.973 6.011 6.044 6.072 6.097 6.118 6.136 6.152 6.165 6.177 6.233 6.246

18%

5.383 5.409 5.432

20%

4.891 4.909 4.924 4.937 4.947 4.956 4.963 4.969 4.974 4.978 4.996 4.999

22%

4.475 4.488 4.498 4.507 4.513 4.519 4.524 4.528 4.531 4.533 4.543 4.545

24%

4.121 4.129 4.137 4.142 4.147 4.151 4.154 4.156 4.158

25%

3.963

30%

3.319 3.322 3.325 3.327 3.328 3.329

35%

2.851 2.853 2.854 2.855 2.855 2.855 2.856 2.856 2.856 2.856 2.857 2.857

4%

21 22 23 24 25 26 27 28 29 30 40 50

18.856

17.011 17.658 18.292 18.913 19.523 20.121 20.706 21.281 21.844 22.396 27.355 31.423

15.415 15.936 16.443 16.935 17.413 17.876 18.327 18.764 19.188

14.029 14.451 14.856 15.246 15.622 15.982 16.329 16.663 16.983 17.292 19.792 21.482

12.821 13.163 13.488 13.798 14.093 14.375 14.643 14.898 15.141 15.372 17.159 18.255

11.764 12.041 12.303

10.016

2

7

19.66 10.2 3.97

2

8

20.455 21.243 22.023 22.795 23.559 24.316 25.065 25.807 32.834 39.196

10.371 10.528 10.674 10.809 10.935 11.051 11.158 11.257 11.924 12.233

3.976 3.981 3.984 3.987

2

8

12.55 5.45

2

9

12.783 13.003

5.466

2

9

9.16 6.49 5.48

2

9

13.21

9.237 9.306 9.369 9.426 9.779 9.914

6.513 6.533

5.491 5.501 5.509 5.516 5.548 5.554

3.99 3.33

2

9

13.406

6.96

3.992 3.993 3.995 3.999 3.999

3.331 3.331 3.332 3.333 3.333

2

9

13.59

6.983 7.002 7.105 7.132

6.55

2

9

19.6

13.764 15.046 15.761

6.565 6.641

4.16

2

9

23.114 25.729

4.165 4.166

2

9

6.66

2

9

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