2017年职称英语 考试 报名-2017职称英语综合类阅读精选：BecomingWealthy:It’sUptoYou

Becoming Wealthy:It's Up to You 致富取决于你自己

1.Critics often speak of “the rich”with none-too-subtle disdain,as if those at the very top of the income ladder are all dishonest people or as if becoming rich is difficult and means others must become poorer. While we would be the first to admit that some rich people are dishonest,we must add that achieving the status of “the rich”(defined,say,by having a net worth of $1,000,000) is not particularly difficult,contrary to popular wisdom. The rules for acquiring substantial wealth are few,simple. This fact suggests that becoming rich for most Americans is a matter of choice.

1、评论家们一说起富人往往带有明显的蔑视。就好象收入高的层次的人们都是狡诈之人，或者意味着成为富有阶层不容易而且其他人(诚实之人)一定不如他们富有。首先我们承认有些富人不诚实，但我们必须补充一点：与普遍的认识相反，达到富人阶层(它的概念应该是净收入一百万美元)并不是特别难。获取可观财富的规则只有几条，而且简单。这就意味着对于大多数美国人来说想不想变富是一个选择的问题。

2. One of the rules for being rich is to avoid frivolous temptations. That is easier said than done,and we do not necessarily recommend that all people should lead a pure and joyless life. We mean only to point out that the great majority of those four percent of Americans who have $1,000,000 in net worth get to where they are because they control their pleasures. For example,rich Americans buy cars that are on average only slightly more expensive than those less wealthy Americans buy.

2、变为富有的第一个规则是避免无重要意义的诱惑。说起来容易做起来难，而且我们也无意建议所有人都该过着平淡无味的生活。我们只是想指出那些占美国人口百分之四的净收入达一百万美元的大多数人之所以达到今天的富有就是因为他们克制了自己的享乐。例如，富有的美国人买的汽车平均来讲只是略好于那些不太富有的人的汽车。

3. Being able to save and accumulate considerable wealth is not automatic. People must have a reasonable income in order to save amounts that will make for wealth,which requires several auxiliary rules for achieving an income level that will allow for a minimum saving level. For most-those without the requisite luck,inheritance,special talents,or good ideas-becoming rich means getting an education. Few people who drop out of high school will be rich. The income of high school dropouts is about two-thirds that of Americans with a high school diploma.

3、能够节省和积累可观的财富不是自动的。要想省一定量的钱来足以积累成为财富，人们必须有适当的收入。为达到能够允许最低节省钱的收入水平还需要几个辅助规则。对大多数没有必要的运气、继承的财产、特殊的天才或好想法的人们成为富有就意味着受教育。高中就辍学的人很少变为富有的。高中辍学人的收入是拥有高中毕业文凭的人收入的三分之二。

4. To have a good chance at being rich,though,most individuals (aside for the lucky ones) will need at least a college education,which just about will double their incomes over what they would have earned with only a high school diploma. A professional degree will result in an average annual income of about twice that of college graduates (or six times the income of a high school dropout). This means that those who invest in education do not have to save as high a percentage of income to become rich at retirement. However,in all probability,educated Americans Will be richer at retirement simply because they will be able to save more along the way and because they are likely to be smarter and can achieve a higher rate of return on their savings.

4、但是要想有好机会变富有大多数(除了幸运的)至少需要受到大学教育，与只有高中文凭的相比，大学的教育可使他们的收入翻一翻。大学以上的学历会导致比大学毕业的年平均收入增加一倍(或是高中辍学人的六倍)。这就意味着在教育上投资的人要想在退休时致富不必节省同样高比例的收入。但是极为可能的是受过良好教育的美国人之所以在退休时更富有是因为他们在过去的岁月里积攒得更多，而且他们可能更明智，获取更高的存款的投资回报率。

2017职称英语综合类阅读精选：Becoming Wealthy:It’s Up to You.doc

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