2018年考研英语翻译真题答案:2018年考研英语翻译每日一句：信用卡

本期主题【信用卡】
　　A credit card is a card issued by a bank,allowing itsholder to buy goods and services on credit.The mostobvious advantage of credit card is the hugeconvenience it brings to card holders.People canuse the cards to buy what they want on credit andpay off the debt over a period of time instead of carrying a large sum of cash with them.Butsuch convenience also brings such problems as malicious overdraft and overconsumptionwhich will easily reduce the card users to“moonlight group”.When shopping,consumers withcredit cards will buy goods more impetuously.They will even buy something that is not oftenused in daily life.
　　参考翻译:
　　信用卡(credit card)是由银行发行的卡，持卡人可以凭卡赊购(buy on credit) 商品和服务。使用信用卡的好处就是能给持卡人带来极大的方便。人们可以 使用信用卡赊购他们需要的东西，并在一段时期内付淸欠款,而不必随身携带大量的现金。但如此的便利也带来了一些问题，如恶意透支(malicious overdraft)。还会剌激使用者超前消费，容易产生月光族。在消费的时候，使用信用卡会促使消费者更加冲动地购物，甚至购买一些平时不怎么用的商品。

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